Home Buying Guides
Plain-language guides for first-time buyers and newcomers in Canada. Reviewed regularly for accuracy.
Newcomer Mortgage Guide: How to Get a Mortgage in Canada
Everything immigrants and newcomers need to know about qualifying for a mortgage in Canada, including the stress test, documentation requirements, and newcomer programs.
FHSA vs RRSP Home Buyers' Plan: Which Should You Use?
Compare the First Home Savings Account and the RRSP Home Buyers' Plan — tax implications, withdrawal rules, and how to use both together.
Closing Costs in Canada: The Complete Guide
Every cost you'll pay when buying a home in Canada — from land transfer tax to title insurance. Explained in plain language with real numbers.
Buying a Home in Canada on a Work Permit
Can work permit holders buy property in Canada? Yes — with conditions. This guide covers eligibility, lender requirements, and the Non-Resident Speculation Tax.
Documents Needed for a Mortgage in Canada
A complete checklist of documents lenders require — for salaried employees, self-employed buyers, and newcomers with different immigration statuses.